Meridian Credit Union Mortgage Rates
Source: https://www.meridiancu.ca/personal/borrowing/mortgages/mortgage-rates
Last updated April 29, 2026.
Meridian Credit Union (Meridian) was founded in 2005 and is regulated by FSRA (Ontario). Mortgages are originated through branch, broker, online channels. Standard prepayment privileges allow up to 20% annual lump sum and up to 20% payment increase per year.
Rates shown are updated daily and are not an offer of credit. Actual rates require lender approval and may differ. Discounted rates are the bank's own published special-offer rates; a mortgage broker can often secure a lower rate than what's shown. See our methodology.
| Term | Posted | Discounted |
|---|---|---|
| 1-Year Fixed | — | |
| 2-Year Fixed | — | |
| 3-Year Fixed | 4.69% | |
| 4-Year Fixed | — | |
| 5-Year Fixed | 4.79% | |
| Variable | 4.65% |
Lender facts
- Founded
- 2005
- Regulator
- FSRA (Ontario)
- Channels
- Branch, Broker, Online
- Prepayment
- 20% lump sum / 20% payment increase
- Notes
-
- Largest credit union in Ontario. Open to anyone living, working, or studying in Ontario.
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