Tangerine Mortgage Rates
Source: https://www.tangerine.ca/en/rates/mortgage-rates
Last updated April 29, 2026.
Tangerine Bank (Tangerine) was founded in 1997 and is regulated by OSFI. Mortgages are originated through online, broker channels. Standard prepayment privileges allow up to 25% annual lump sum and up to 25% payment increase per year.
Rates shown are updated daily and are not an offer of credit. Actual rates require lender approval and may differ. Discounted rates are the bank's own published special-offer rates; a mortgage broker can often secure a lower rate than what's shown. See our methodology.
| Term | Posted | Discounted |
|---|---|---|
| Variable | 4.00% | |
| 1-Year Fixed | 5.99% | |
| 2-Year Fixed | 5.14% | |
| 3-Year Fixed | 4.44% | |
| 4-Year Fixed | 4.49% | |
| 5-Year Fixed | 4.49% | |
| 7-Year Fixed | 5.50% | |
| 10-Year Fixed | 5.90% |
Lender facts
- Founded
- 1997
- Regulator
- OSFI
- Channels
- Online, Broker
- Prepayment
- 25% lump sum / 25% payment increase
- Notes
-
- Owned by Scotiabank since 2012. Operates as an online-only bank with no physical branches.
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