Mortgage rates by province
Each province has its own land transfer tax, first-time buyer programs, and provincial credit unions. The pages below surface the best rates available in each province — including provincial lenders that don't appear in the national view.
| Province | Best 5-year fixed | Best variable | |
|---|---|---|---|
| Alberta | 4.39% | 3.80% | View → |
| British Columbia | 4.24% | 3.79% | View → |
| Manitoba | 4.49% | 3.95% | View → |
| New Brunswick | 4.49% | 3.95% | View → |
| Newfoundland and Labrador | 4.49% | 3.95% | View → |
| Nova Scotia | 4.49% | 3.95% | View → |
| Ontario | 4.49% | 3.95% | View → |
| Prince Edward Island | 4.49% | 3.95% | View → |
| Quebec | 4.49% | 3.95% | View → |
| Saskatchewan | 4.49% | 3.95% | View → |