Coast Capital Savings Mortgage Rates
Source: https://www.coastcapitalsavings.com/rates/mortgages
Last updated June 25, 2026.
Coast Capital Savings (Coast Capital) was founded in 1940 and is regulated by BCFSA (British Columbia). Mortgages are originated through branch, broker, online channels. Standard prepayment privileges allow up to 20% annual lump sum and up to 20% payment increase per year.
Rates shown are updated daily and are not an offer of credit. Actual rates require lender approval and may differ. Discounted rates are the bank's own published special-offer rates; a mortgage broker can often secure a lower rate than what's shown. See our methodology.
| Term | Posted | Discounted |
|---|---|---|
| 1-Year Fixed | 4.84% | |
| 2-Year Fixed | 4.34% | |
| 3-Year Fixed | 4.04% | |
| 4-Year Fixed | 4.14% | |
| 5-Year Fixed | 4.24% | |
| 7-Year Fixed | 4.84% | |
| 10-Year Fixed | 5.04% | |
| Variable | 3.79% |
Lender facts
- Founded
- 1940
- Regulator
- BCFSA (British Columbia)
- Channels
- Branch, Broker, Online
- Prepayment
- 20% lump sum / 20% payment increase
- Notes
-
- Federally-continued credit union as of 2018, but still primarily serves BC members.
Verified Invalid Date
Best rates by term
See how Coast Capital Savings's rates compare to the rest of the market for each term they offer.
