Servus Credit Union Mortgage Rates

Source: https://www.servus.ca/Personal/Borrowing/Mortgages/Rates
Last updated April 29, 2026.

Servus Credit Union (Servus) was founded in 1938 and is regulated by Credit Union Deposit Guarantee Corporation (Alberta). Mortgages are originated through branch, broker, online channels. Standard prepayment privileges allow up to 20% annual lump sum and up to 20% payment increase per year.

Rates shown are updated daily and are not an offer of credit. Actual rates require lender approval and may differ. Discounted rates are the bank's own published special-offer rates; a mortgage broker can often secure a lower rate than what's shown. See our methodology.

Term Posted Discounted
1-Year Fixed 6.49%
3-Year Fixed 5.59% 4.69%
5-Year Fixed 5.84% 4.79%
Variable 5.20% 4.85%

Lender facts

Founded
1938
Regulator
Credit Union Deposit Guarantee Corporation (Alberta)
Channels
Branch, Broker, Online
Prepayment
20% lump sum / 20% payment increase
Notes
  • Largest credit union in Alberta. Merged with Connect First in 2024 to expand reach.

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